Macy's Credit Card

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Macy's Credit Card

The Macy’s Credit Card is a store credit card that can only be used at Macy’s. It offers discounts and offers for cardholders, and provides more benefits the more you spend.

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pros and cons

• Two-Day Coupon for New Cardholders

• Travel and Shopping Benefits

• Higher Rewards Rate at Restaurants, Supermarkets, and Gas Stations:

• Subpar Rewards at Macy's, Except for Gold Level:

• Confusing Application Process:

• Rewards Expire After 30 Days:


Annual Fee


Purchase APR


Foreign Transaction Fee


Cash Back

5% at Macy's, plus 3% back at restaurants, 2% at gas stations and supermarkets, and 1% everywhere el

Credit Score


Retail Store Credit Cards For Online Purchases

An online shopping spree can free you from bustling crowds, long lines and overly enthusiastic retail employees — and the right credit card can stretch that spending further.You can use the introductory incentives and ongoing points or cash back to bring down your overall bill, treat yourself to a fancy dinner or maybe even fund your next vacation.Here are some of our favorite credit cards that offer top rewards for online purchases.

Retail Store Credit Cards For Furniture and Homegoods

We offer up a unique value for consumers who are focused on buying lots of things for their homes. However, it’s only available to use at certain stores.

Retail Store Credit Cards For Home Improvement

When you're renovating a home or buying a new one, you face a lot of new costs: Everything from floor tiles to furniture to food is suddenly on your shopping list.Choosing the right credit card for those expenses can help you get the most out of your spending in the form of rewards. Here are our favorite credit cards for new homeowners.

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The Big Lots Credit Card is the most convenient way to pay for the crazy good deals you find every day at Big Lots.
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Kohl’s credit card is a retail charge card, which means it can only be used for purchases of Kohl’s merchandise.
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The Lowe's Credit Card is one of the best store credit cards on the market right now. It offers 5% back on all purchases and has a $0 annual fee. Applicants only need a minimum of fair credit to get approved for the Lowe's Credit Card, too. Just make sure to read the terms of any promotional financing offer before opting for it.
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The Apple Card has generated a lot of buzz with its unique “Daily Cash” program and quirks of its titanium card. The card was created with the dedicated iPhone user in mind and has a cash-back program tailored to fans of Apple products and services. You’ll earn the most cash back (3%) on goods or services purchased directly from Apple (including Apple retail stores, the Apple online store, the App Store, iTunes, Apple Music, and other Apple-owned properties), Walgreens and Duane Reade stores, on the Walgreens app and on, on Uber and UberEats, in T-Mobile stores and at Nike. All purchases made with Apple Pay earn 2% cashback, and you earn 1% cashback when paying with the physical Apple Card.
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Worth checking out if you’re an avid Amazon shopper, this metal credit card earns 5% back at Amazon and Whole Foods and offers an Amazon gift card upon approval. You’ll need an Amazon Prime membership to apply.
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