Rewards:

Going out to eat is a bit more fun when you can hand over a shiny metal credit card. The Capital One® Savor® Cash Rewards Credit Card (Review) can fit that bill and offers an excellent cash back rate at restaurants, along with some useful bonus categories that complement the foodie aura this card exudes.

 

Costs:

Annual fee

$0

Cash back

8%

Regular APR

15.99% - 24.99% variable APR

Purchase Rate

15.99% - 24.99% variable APR

Balance transfer fee

$0

Foreign transaction fee

None

 

things you should know about this card:

When Can I Request A Transfer?

You may request a transfer 10 days after your account is opened. Your account may not always be eligible for Transfers. Transfer eligibility is determined by Capital One at our discretion. Transfers between Capital One accounts are not permitted. That means balances cannot be transferred to this account from any other credit card issued by Capital One including, but not limited to cards branded with, Bass Pro Shops CLUB, Cabela's, Kohl’s, Sony, GM, BuyPower Card, Union Plus, Walmart and Teamster Privilege.

 

Payment

How Do You Apply My Payment?

We will apply payments up to your minimum payment first to the balance with the lowest APR (including 0% APR), and then to balances with higher APRs. We apply any part of your payment exceeding your minimum payment to the balance with the highest APR, and then to balances with lower APRs.

How Can I Avoid Paying Interest Charges?

If you pay your statement’s “New Balance” in full by the due date each month, we will not charge interest on any new transactions that post to the purchase balance. If you have been paying your account in full without interest charges, but fail to pay your next “New Balance” in full, we will charge interest on the unpaid balance. For cash advances and transfers, we will start charging interest on the transaction date. From time to time, we may give you offers that allow you to pay less than the total balance and avoid interest charges to new transactions that post to your purchase balance. If we do, we will provide details in the specific offer.

 

Customer Service:

Phone

Capital One, P. O. Box 30279, Salt Lake City, UT 84130-0279

Find an ATM or Capital One location near you

When you need us, we'll be there. Visit a Capital One ATM or branch near you or experience Banking Reimagined® at a Capital One Café.

Savor® Rewards from Capital One®

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Savor® Rewards from Capital One®

Going out to eat is a bit more fun when you can hand over a shiny metal credit card. The Capital One® Savor® Cash Rewards Credit Card (Review) can fit that bill and offers an excellent cash back rate at restaurants, along with some useful bonus categories that complement the foodie aura this card exudes.

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pros and cons

Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening

Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.

No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn

No foreign transaction fees

Capital One cardholders get access to premium experiences in dining, entertainment and more

$0 intro annual fee for the first year, $95 after that

Cost

Annual Fee

$0 intro for first year; $95 after that

Purchase APR

$0

Foreign Transaction Fee

Cash Back

3%

Credit Score

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